Once FEMA looks at all the appeals and comments, and incorporates changes, the maps will be finalized. its a little bit little bit of a shock.”Īnyone who thinks their property is incorrectly categorized can submit an appeal between April 3 and July 3. “When you've never even had a puddle in your front yard ever. “The big concern is since this is preliminary we want to get everybody together before this is proposed so the community can have some sort of impact on this because it appears to want to change a lot of how the area is currently viewed under the insurance program,” Hudson said. He is also considering hiring an engineer to look at the validity of the proposed new coastal flood plain. He is organizing a community meeting to learn more. South Tampa realtor John Hudson agrees it’s nerve-wracking. “Alarmed concerned afraid not understanding, and what needs to happen is communication so they understand what it’s going to do to our housing market,” said Kathy Walsh, CEO of Coast to Coast Insurance. Area insurance companies said they're already hearing from customers. Those could impact how much you pay for the flood insurance your mortgage lender requires. ![]() Or the base flood elevation on your property will change. You'll be in a flood zone when you weren't before. It warns homeowners three things could happen: ![]() ![]() The city of Tampa also sent a letter to residents about the preliminary maps. Lower-cost preferred rate flood insurance policies (known as Preferred Risk Policies) are often an option in these areas.“It's really all the coastal area started in Ruskin, the old Sun City, goes all the way up to Town 'N Country and Oldsmar and then Pinellas is going through the same thing, so it goes completely around the bay,” Henry said. These properties are in an area of lower risk. These properties are outside the high-risk zones. High-risk areas are called Special Flood Hazard Areas, and flood insurance is mandatory for most mortgage holders. These properties also have a 1 percent chance of flooding in any year and also face hazards associated with coastal storm waves. These properties have a 1 percent chance of flooding in any year and a 26 percent chance of flooding over the life of a 30-year mortgage. Zones designated as AE, A, AH or AO Zone. Taken from Pasco County’s incredibly helpful website: Therefore, the FEMA Map Service Center will be provided. Highlands County’s website offers no links to mapping services.Hernando County’s website directs you to the FEMA Map Service Center.Manatee County’s website directs you to the FEMA Map Service Center.Polk County’s website directs you to the FEMA Map Service Center.Pasco County’s website directs you to the FEMA Map Service Center.The interactive map will pop up, showing you the various classifications the land surrounding your property as well as your property.Click on the magnifying glass to view the map. A window will open with that segment of the map.In the new window, the map will zoom directly to your property with a link to the Flood Insurance Rate Map (FIRM).Be sure that the “Product” dropdown says “Flood Maps.” (Your popup blocker must be off.) Once at the FEMA Map Service Center, enter your address in the box on the left hand side of the page.When there, click on “Flood Zones - Flood Insurance Rate Maps.” Open this link to be taken to Pinellas County’s Flood Maps Page.Click on the parcel closest to your home and a list of information about your property will come up. Once you’ve identified your map segment and opened the map, you’ll see a satellite image of your location. ![]() Enter your address in the boxes, making sure to follow the on-screen directions exactly as the program is complex.Open this link and click “View your property on the current online searchable flood map viewer.”.Here are some very basic instructions on how to access your county’s flood maps: Hillsborough County
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